Thank goodness our federal taxes are done. Now we just have to file state. I have never done any financial reporting to the IRS other than filing taxes, but I’m thinking this year about paying in quarterly. I really have no idea what form to use or anything else. Even though the past few years we’ve gotten a refund, I want to keep it that way. So, if that means paying in during the year, then I’ll do it.

I’m not wild about ‘loaning’ the IRS my money, but it’s better to do that instead of having to owe, which could always happen. I never think that I know exactly how our taxes will go. One year I expect it to be a nice, fat refund only to be sorely disappointed when we owe. So it’s best just to prepare to owe money and then be pleasantly surprised when we don’t.